Certified Credit Executive (CCE)

Introduction

The Certified Credit Executive (CCE) course is a comprehensive program designed to equip participants with advanced knowledge and skills in credit management. This course aims to provide a deep understanding of modern credit management practices, strategies, and tools. Participants will learn the latest advancements in credit risk assessment, credit decision-making, and credit portfolio management. Through a combination of theoretical concepts, case studies, and practical exercises, participants will enhance their proficiency in credit management and develop strategies to effectively navigate the complex credit landscape.

Objectives

• Gain a comprehensive understanding of credit management principles and their importance in today's business environment.
• Explore the latest trends and advancements in credit risk assessment and credit decision-making.
• Develop skills to effectively analyze and interpret financial statements and credit reports.
• Learn advanced techniques for evaluating creditworthiness and assessing credit risk.
• Understand the role of technology and data analytics in credit management.
• Develop strategies for optimizing credit terms and conditions while balancing business objectives and risk mitigation.
• Enhance your knowledge of credit portfolio management and strategies for managing credit exposures.
• Learn effective credit collection and recovery techniques.
• Familiarize yourself with legal and regulatory frameworks relevant to credit management.
• Develop skills to effectively communicate and negotiate with customers, stakeholders, and credit agencies.

Course Outline

Day 1

 Introduction to Credit Management

• Importance and scope of credit management
• Credit management fundamentals and principles
• Overview of the credit life cycle
• Key challenges and opportunities in credit management

Day 2

 Credit Risk Assessment and Financial Analysis

• Advanced financial statement analysis techniques
• Credit scoring models and credit risk assessment tools
• Evaluating industry and market risk factors
• Assessing borrower creditworthiness and repayment capacity

Day 3

 Credit Decision-Making and Terms

• Credit policy formulation and credit decision frameworks
• Credit terms and conditions negotiation
• Balancing risk and reward in credit decisions
• Credit decision documentation and approval processes

Day 4

 Credit Portfolio Management

• Credit portfolio analysis and optimization
• Credit exposure measurement and monitoring
• Strategies for Credit Risk mitigation and Diversification
• Managing non-performing loans and credit recovery

Day 5

 Legal and Ethical Considerations in Credit Management

• Legal and regulatory frameworks in credit management
• Compliance with consumer protection laws and regulations
• Ethical considerations in credit management
• Effective communication and negotiation in credit management